fees
Simple. Transparent. Competitive.
Managing your money should be simple and transparent. That’s why Monflo offers clear, predictable fees—no hidden costs, no surprises—just true financial ownership.
Take Control of Your Finances
Your money, your rules. With Monflo, you manage EUR and crypto seamlessly in one account — transparent fees, no surprises.
Get Started
0% transfer fee
Receive and send EUR from your Web3 IBAN account for free.0.9% swap fee
Monflo scans 15+ decentralized markets for the best prices. The fee is charged directly from the transaction amount.Earn Products
Coming soonPut your assets to work to generate yield.
15% of profits earned
- Charged only when profits are realized — on withdrawal or after each three-month period, whichever comes first
- No fees are ever charged on your deposits or on losses
Crypto Transfers
Move crypto in and out of Monflo with predictable fees.
Deposits
- Free (min. €5 equivalent)
Withdrawals
- 0.1% per transfer
- Min €3, Max €20
Personal accounts
For just€7.99€3.99/month
Start with a 30-day free trial. All features included — no hidden costs.Business accounts
For just€29.99€14.99/month
- Start with a 30-day free trial
- Receive unlimited bank transfers at no cost
- Send up to 100 transfers per month for free
- Only €0.15 per additional outgoing transfer
Any Other Fees?
No Surprises
No Surprises
Effortlessly manage and grow your EUR and crypto — all in one place. What you see is what you get:
- • Only 0.9% per swap transaction
- • No custody fees
- • No IBAN maintenance fees
- • No on-ramping fees
Additional third-party or network fees may apply depending on your bank or blockchain network. We’ll always inform you of any extra costs.