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fees

Simple. Transparent. Competitive.

Managing your money should be simple and transparent. That’s why Monflo offers clear, predictable fees—no hidden costs, no surprises—just true financial ownership.

No Transfer Fees

Receive and send EUR from your Web3 Bank Account for free.
Your money, your rules!

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0.9% swap fee

Monflo scans 15+ decentralized markets to offer the best prices

Start with just €7.99/month

Start with a 30-day free trial, then just €7.99/month. All features included — no hidden costs

Any Other Fees?
No Surprises

Effortlessly manage and grow your EUR and crypto — all in one place. What you see is what you get:

  • • Only 0.9% per swap transaction
  • • No custody fees
  • • No IBAN maintenance fees
  • • No on-ramping fees
In rare cases, additional third-party or network fees may apply depending on your bank or blockchain network. We’ll always inform you of any extra costs.

Your money, your RULES

Registered with the Dutch Chamber of Commerce (CoC), number 86115294.
Registered with the Dutch Central Bank (DNB) as a Crypto Service Provider, number R194558. DNB supervises Monflo’s compliance with the Money Laundering and Terrorist Financing Prevention Act (Wwft) and the Sanctions Act 1977 (Sanctiewet 1977). Monflo is not under prudential supervision by DNB or under conduct supervision by the AFM. This means that there is no supervision of financial requirements or business risks and no specific financial consumer protection.

Crypto-asset investments involve risks. You may lose part or all of the amount invested. Swap orders are exclusively executed via third-party decentralized exchange aggregator. Please review all transaction details before proceeding. By using Monflo services, you acknowledge and accept these risks. Additional information is available in Monflo's Terms and Conditions.

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