FROM EUR TO CRYPTO AND BACK - FAST,
SIMPLE, SECURE
SIMPLE, SECURE
Get your Web3 Bank Account. Send and receive money, pay bills, or swap crypto.
One Account to Manage EUR and Crypto
Enjoy the ease of traditional finance with the freedom of crypto. One platform to earn, spend, swap, or save.
Web3 Bank Account
Get a personal IBAN. Manage all your EUR and crypto activities from one place.
Exchange Aggregator
Swap crypto directly from your bank account with the best available rates - simple, seamless, and powered by blockchain.
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How We Solve Your Problems
Use EUR and crypto directly from your bank account
No technical knowledge required to benefit from the crypto economy
Security & Transparency You Can Trust
Personal Vault
You have a vault where you can store EUR and crypto - no pooled or omnibus accounts
Blockchain Transparency
Verify your funds anytime on the blockchain, no need for Proof of Reserves
Secured by Fireblocks
Trusted technology that secures over $10T for top financial institutions
Regulated & Compliant
Registered with De Nederlandsche Bank (DNB) as a crypto service provider
Fees and Prices
0.9% exchange fee
Our exchange scans 15+ decentralized markets to offer the best pricesStart with just €7.99/month
Start with a 30-day free trial, then just €7.99/month. All features included — no hidden costsUpcoming Products
Be the first to know
Stay tuned for news and updates
Life with Monflo
Highlights from Dutch Blockchain Week
One of the most impactful moments during this year’s Dutch Blockchain Week came from the side events—particularly the panel and podcast discussions that offered space for deeper dialogue.
Monflo founder Chhay Lin Lim wins Crypto Hero 2025 Award from BeursInside
Apeldoorn, April 18, 2025 — Chhay Lin Lim, founder and CEO of Monflo, has been honored with the Crypto Hero Award 2025 by Dutch investment platform BeursInside. This award is entirely decided by public vote and recognizes individuals who are driving innovation and contributing to the development of the Dutch crypto sector.
Sociological Imagination
In 1959, sociologist C. Wright Mills introduced the world to a powerful concept: the sociological imagination. He saw the mind not as a passive vessel for facts, but as a lens capable of developing refined interpretations of personal experiences in relation to larger social structures. Mills believed that the true power of thought lies in its ability to connect biography with history, self with system, and private troubles with public issues.
Frequently Asked Questions
What is iDIN?
iDIN is a secure digital identification service offered by major Dutch banks, including ABN AMRO, ING, Rabobank, SNS, ASN Bank, RegioBank, and bunq. It allows you to verify your identity online quickly and safely using your familiar banking login.
With iDIN, there’s no need to upload passport scans, take selfies, or fill out lengthy forms. Just log in through your bank, and your identity is verified, simple, fast, and secure.
Why Monflo Uses iDIN
At Monflo, we use iDIN to make identity verification seamless and secure. Instead of dealing with time-consuming uploads or manual checks, you can verify your identity instantly using your trusted online banking credentials.
It’s a hassle-free process that’s fast, reliable, and fully compliant, so you can start using Monflo in just a few clicks.
What Information Does Monflo Receive via iDIN?
When you approve the iDIN request through your bank, Monflo receives only the essential personal details needed to confirm your identity: Initials and last name, Home address, Date of birth, Gender, Email address & Phone number
Important: iDIN does not share your bank account numbers, balances, or transaction history. Your financial data remains completely private.
Your money, your RULES
Registered with the Dutch Chamber of Commerce (CoC), number 86115294.
Registered with the Dutch Central Bank (DNB) as a Crypto Service Provider, number R194558. DNB supervises Monflo’s compliance with the Money Laundering and Terrorist Financing Prevention Act (Wwft) and the Sanctions Act 1977 (Sanctiewet 1977). Monflo is not under prudential supervision by DNB or under conduct supervision by the AFM. This means that there is no supervision of financial requirements or business risks and no specific financial consumer protection.
Crypto offers opportunity, but it comes with risk. You should carefully evaluate your financial situation and risk tolerance before engaging in crypto transactions. By using Monflo services, you acknowledge that you fully understand and accept these risks. Additional information can be found in Monflo's Terms and Conditions document.
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