FROM EUR TO CRYPTO AND BACK - FAST,
SIMPLE, SECURE
SIMPLE, SECURE
Get your Web3 Bank Account. Send and receive money, pay bills, or swap crypto.
One Account to Manage EUR and Crypto
Enjoy the ease of traditional finance with the freedom of crypto. One platform to earn, spend, swap, or save.
Web3 Bank Account
Get a personal IBAN. Manage all your EUR and crypto activities from one place.
Exchange Aggregator
Swap crypto directly from your bank account with the best available rates - simple, seamless, and powered by blockchain.
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How We Solve Your Problems
Use EUR and crypto directly from your bank account
No technical knowledge required to benefit from the crypto economy
Security & Transparency You Can Trust
Personal Vault
You have a vault where you can store EUR and crypto - no pooled or omnibus accounts
Blockchain Transparency
Verify your funds anytime on the blockchain, no need for Proof of Reserves
Secured by Fireblocks
Trusted technology that secures over $10T for top financial institutions
Regulated & Compliant
Registered with De Nederlandsche Bank (DNB) as a crypto service provider
Fees and Prices
0.9% exchange fee
Monflo scans 15+ decentralized markets to offer the best pricesStart with just €7.99/month
Start with a 30-day free trial, then just €7.99/month. All features included — no hidden costsUpcoming Products
Be the first to know
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Life with Monflo
Highlights from Dutch Blockchain Week
One of the most impactful moments during this year’s Dutch Blockchain Week came from the side events—particularly the panel and podcast discussions that offered space for deeper dialogue.
Monflo founder Chhay Lin Lim wins Crypto Hero 2025 Award from BeursInside
Apeldoorn, April 18, 2025 — Chhay Lin Lim, founder and CEO of Monflo, has been honored with the Crypto Hero Award 2025 by Dutch investment platform BeursInside. This award is entirely decided by public vote and recognizes individuals who are driving innovation and contributing to the development of the Dutch crypto sector.
Sociological Imagination
In 1959, sociologist C. Wright Mills introduced the world to a powerful concept: the sociological imagination. He saw the mind not as a passive vessel for facts, but as a lens capable of developing refined interpretations of personal experiences in relation to larger social structures. Mills believed that the true power of thought lies in its ability to connect biography with history, self with system, and private troubles with public issues.
Frequently Asked Questions
What is 2FA?
Two-Factor Authentication (2FA) adds an extra layer of security by requiring not just a username and password, but also a unique six-digit code. This code is generated by an app on your phone and changes every 30 seconds, ensuring only you can access your account.
2FA significantly increases the security of your Monflo account. Even if someone gets hold of your password, they won’t be able to log in without also having access to your phone.
How Does It Work?
- During onboarding (Step 3), you’ll be prompted to scan a QR code using an authenticator app on your phone. If the app isn’t installed yet, your phone will guide you to download one (e.g., Google Authenticator or Microsoft Authenticator).
- Scanning the QR code adds a 2FA token to the app, which generates a new six-digit code every 30 seconds.
- When logging in to Monflo, you’ll be asked to enter this code after your username and password to verify your identity.
How to Use 2FA with Monflo?
- Open the Authenticator app on your phone (e.g., Google Authenticator, Microsoft Authenticator, or similar).
- Look for the entry labeled Monflo.
- Enter the current six-digit code shown in the app when prompted during login.
Can’t Find the App on your phone?
Try searching your phone for “Authenticator.” If you still can’t find it or accidentally deleted it, please contact Monflo support.
Your money, your RULES
Registered with the Dutch Chamber of Commerce (CoC), number 86115294.
Registered with the Dutch Central Bank (DNB) as a Crypto Service Provider, number R194558. DNB supervises Monflo’s compliance with the Money Laundering and Terrorist Financing Prevention Act (Wwft) and the Sanctions Act 1977 (Sanctiewet 1977). Monflo is not under prudential supervision by DNB or under conduct supervision by the AFM. This means that there is no supervision of financial requirements or business risks and no specific financial consumer protection.
Crypto-asset investments involve risks. You may lose part or all of the amount invested. Exchange orders are exclusively executed via third-party decentralized exchange aggregator. Please review all transaction details before proceeding. By using Monflo services, you acknowledge and accept these risks. Additional information is available in Monflo's Terms and Conditions.
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